No Interest Credit Cards

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Last Updated: October 29, 2008

It’s been a busy weekend and I had to catch up on some things. I’m back and I decided to finish my to do list from long ago, which included looking up 0% interest credit cards.

A lower interest rate will help you save a little money. These no interest cards are for a limited time. If you decide to use these, use them wisely.

Be aggressive in paying down your credit cards. The 0% interest is for balance transfers (except the last one which is of purchases ad balance transfers). Please use the card just for the balance transfers. Don’t make purchases, they are listed to help your debt payments go towards the principal.

This may seem odd, but if you don’t have a huge amount of debt, you may be better off by just aggressively paying off your debt on your current card.

Changing your behavior with credit cards isn’t going to be fixed with a low or no interest credit card. It’s just a way to stop some hemorrhaging of money.

Important Update:

***These credit cards have a 3% balance transfer fee with no minimum or maximum amounts for transferred balances starting November 1, 2008.

##The introductory balance transfer APRs for these Discover business cards below will increase to 3.99% for 6 months. They will also have a balance transfer fee of3%.

Discover ® Bu sine ss Card##

0% Intro APR*

Discover® More Monogram (SM)***

0% Intro APR*

Discover® More(SM) Card - Sealife***

0% Intro APR*

Miles by Discover® Card***

0% Intro APR*

Discover® More(SM) Card - Wildlife Collection***

0% Intro APR*

* Check the offer for details

Reward Credit Cards

Wow, it seems that Discover has cards that are good for balance transfers and rewards. If you decide to use these, use them wisely. I looked up credit cards with no annual fees to help you. Some people can pay off their debts every month and build rewards.

If you fall in that category, here are some credit cards to consider.

Discover® More Monogram (SM)***

0% Intro APR*
Cash Rewards
See terms and conditions for complete details.

Discover® Open Road(SM) Card***