Archive for the ‘Eating Out and Groceries’ Category

Eating Well While Being Frugal

By: Green Panda | Date posted: March 24, 2010 (8:00 am)

We’re not frugal people just to be frugal. We’re not just looking at price when deciding on our groceries and restaurant options. We want to eat well and still have some money left in our wallets. Here are some ways we save on food without depending on ramen.

Trader Joe’s- Shoping There Without Going Broke

You can’t mention trader Joe’s without mentioning some 3 Buck Chuck. That what we originally went to the store to get. Slowly, we started trying out other items. For us, we love some of the easy to prepare meals they have for those busy nights. We’re trying not to go for the convenient, but unhealthy fast food options.
Friends recommended looking at Trader Joe’s easy prep items. We loved their lasagna and stuffed peppers as dinner options.I found the bagged salads better tasting and cheaper than the ones at Walmart. Having a price book is a good idea when shopping at Trader Joe’s. Making impulse buys can be quite easy in the store.
Whatever grocery store we go to for good, having a plan helps us make smarter choices and save money.

Make a Grocery List:This seems really elementary, but creating a shopping list important step. Grocery stores are designed to make you buy more, whether you need to or not. It might difficult to come up with a proper grocery list at first. An easy way to get started is thinking of the meals you like to eat. Do you like spaghetti, chicken wings, or tacos? Break the meals down until you have a list of items.

Use a Price Book: I have talked about making price books before, but I mention it because it works. Many people think of price book and think it’s overly tedious and don’t think it’s time well spent. It’s actually easy to start a price book and it can simplify your shopping trips and save you some money.

Warehouse Clubs – Always a Good Deal?

I mentioned before how our Costco membership has saved us quite a bit of money. I didn’t however really get into detail about our food and bulk item savings. Warehouse clubs can be advantageous for some people and a not a good deal for others.

You can’t mention warehouse clubs without discuss membership fees. Each club it’s own fee structure. I’m listing the basic membership fees.

  • Costco Gold Star Member ship ($50/year):
  • BJ’s Inner Circle Membership ($45/year):
  • Sam’s Club Advantage Membership ($40/year):
  • Run the Numbers

    You have to consider the following questions before just going on a shopping spree in the warehouse: How many are you planning to feed? How quickly can you finish the food? We’re a small family of two, so some bulk items aren’t good buys for us based on the amount we eat and our limited freezer space.

    We’ve used Costco to buy our juices, rice, food for parties at our house (great deals on those!), pasta, and meats. It’s worked well for us and we’ve saved some money too. There some other tips I’d recommend if you’re buying at a warehouse club.

    Buy meat in bulk and freeze: We try to get a good amount of meat on sale, divide it up for sevral meal, and then freeze it. That tip drops the cost per pound down. When we get home, for example, I have broken down ground beef into several bags for meatloaf, spaghetti, tacos, hamburger helper, etc.

    Take advantage of sales that you’d actually buy without the sale: Sometimes I want to buy something because it’s on sale. It’s not something that we use a lot or even at all. When you do that you’re not really saving money, you’re spending more. It’s not bad if you do this once a shopping trip if you want to expand your menu, but if you’re on a tight budget, try to minimize this.

    Happy Hour = Fun Nights on a Budget

    We’re big fans of eating out with friends and family and making it a special occasion. It’s great to go somewhere, have a really good evening of catching up, and not having to worry about cooking and cleaning. We get out occasionally and want to make the most of it without draining our budget.

    Know the Specials: This is something we started when we were dating in college and were on a tight budget. You canfind some great happy hour and early bird specials if you ask around. We enjoy going to Brio’s happy hour because of the food (and their mojitos).

    Buy an Entertainment Book: We have saved some money with one of those Entertainment books.  We have gotten 50% some of our meals with the Buy One, Get One Free coupons. while trying out new places is great, just make sure the book is encouraging you to spend more; those defeating the purpose.

    Your Thoughts
    How do you save money while eating well? Where do you splurge?

    Reducing Your Food Bill

    By: Green Panda | Date posted: December 01, 2009 (8:06 am)

    Jake can be found at Dollar Commentary writing about investing, home ownership, and frugal living.

    It seems people in America like to eat. They like to eat a lot. I like to eat a lot. Thus, they (and I, unfortunately), spend a lot of money on food. However, it is possible to eat lots of good food and not break the bank, as being a college student will force you to discover.

    Eating Cheap for College Students

    Eating out doesn't have to cost a lot of money.

    Eating out doesn't have to cost a lot of money.

    Here are some ways I’ve found that work out pretty well:

    1. When you and one other person eat out, order a small appetizer, 2 waters and one meal to share. Not only is this healthier, you’ll walk out for about half the price of a normal dinner, and considering you probably don’t finish an entire meal on your own, you’ll still feel full (does not impress potential girlfriends, by the way).
    2. As far as pizza goes (and a college kid knows their pizza), consider skipping the brand-name pizza Hut or Papa John’s in favor of Little Caesars or Papa Murphy’s. One large pepperoni pizza from Little Caesars will set you back only $5 dollars, and one huge, very filling large pizza from Papa Murphy’s runs about $8 dollars.
    3. Visit your favorite restaurant or convenience store’s website to check out what freebies they have available. For example, an awesome gas station/convenience store in the Midwest, Quik Trip, sends you coupons for one free item every month, provided you give them your E-mail address. Many restaurants will provide you with a coupon for a free item on your birthday, such as Coldstone Creamery… and let’s just say that it can be your birthday several times per year if you work it right.
    4. Simply Google “grocery coupons”, and site after site will appear, all full of various types of coupons available for printing and taking to your local grocery store.
    5. The way to save money on food that nobody really likes: Leftovers.
    6. Grocery stores usually have severely discounted holiday-specific food items the day after a holiday. The day after Halloween, my local Wal-Mart had all Halloween candy and accessories 75% off.
    7. Make meals at home. Yes, I’m suggesting you actually cook something. Try to make it fun though by cooking with a girlfriend/boyfriend, spouse, or your children. In the end, by buying cheap ingredients rather than the name brand ones, a complete meal at home can be much cheaper than going out to eat.
    8. Don’t order soft drinks at restaurants, no matter what. You can always find a vending machine for at least half the price of what they charge you at a restaurant. You know all those free refills you get? They aren’t exactly free when you’re initially charged $4 for a soda.
    9. Buffets are always cheap for the amount of food you receive, which is usually all you can eat.
    10. Restaurants that offer free food are the holy grail of cheap meals. For example, Olive Garden gives you an unlimited amount of free breadsticks and salad to munch on while you’re waiting for your meal, and trust me, you can fill up on just breadsticks and salad. Some others include Texas Road House, On the Border, Playa Azul, and Outback Steakhouse.

    Your Take on Eating Out

    What do you do to save money on your food bill? Do you have any tips on eating out? Do you set a budget, eat whatever you want,  and just stay within the limits?

    Photo Credit: lucianvenutian

    $2.95 Dinner Plus Some Drinks at Brio’s

    By: Green Panda | Date posted: October 09, 2009 (8:04 am)

    We went to Brio’s last night with some friends for happy hour. Great time by all.

    I ordered their Brio Burger with chips and my husband got the pepperoni and sausage flat bread. We addeded another order of the flatbread and it was filling. We actually had to wait to finish off the second flatbread.

    Burger and fries....Not bad for $2.95

    Burger and fries....Not bad for $2.95

    Of course, to get the Tuscan Tasters deal, we had to buy some drinks. We picked up two long island ice teas and a Italian wedding cake martini plus a berry lemonade (free refills) to finish it off.

    The total was $34 and change with tax. I had some fun and would probably go there again

    Where do you go for happy hour?

    If you’re interested in seeing some other pictures of the Tuscan Tasters’ choices, check out The Veggie Option’s review.

    Photo Credit: The Veggie Option

    Eating Out with New Job

    By: Green Panda | Date posted: October 05, 2009 (11:43 am)

    This new job has been great in terms of increasing our monthly income, but I’ve been eating more lunches out. I do a lot of driving around town for the job and I haven’t packed my lunches as often as I should. I find myself trying to find something convenient which usually means spending some cash for not so healthy food.

    I must resist the lure of fast food to improve my waist and wallet.

    I must resist the lure of fast food to improve my waist and wallet.

    Realizing How Work Affects Me Eating Out

    Grabbing whatever is quick and easy has been a weakness of mine. I’m going to cut down on my take out lunches to 3x week for the next 2 weeks and then drop down to eating out once or twice a week for the rest of the year. It helps if I remember that the money I’m saving is going towards a goal, so the money saved will go towards the joint savings account.

    I do enjoy eating lunch with a friend, but these take out lunches have just been me and they haven’t really offered good food. I’d better better off making something at home a few times a week. I’ve written about some quick and easy recipes that can be used as brown bag lunches the next day like pizzanachos, chili, and stew. Today’s lunch will be a tasty honey ham and cheddar cheese sandwich and a fruit cup on the side.

    I grabbed the lunch food last week and that has made it much easier to make a sandwich in the morning. I’m also considering grabbing lunch at cheaper places, like Costco and saving some money. If you are going to eat out, be reasonable and go over your monthly budget.

    Eating Out Tips:

    • Dig to find local spots. Asking your co-workers, neighbors, and friends can pay off if you find a great place with wonderful food.
    • Make a second meal on leftovers. I fill up on my bread or chips (depending on the place). I’m not acting greedy, but I do enjoy what they offer. If salad is included with a dinner, then eat the entire salad. It fills you up and it’s generally good or you. Two meals for the price of one!
    • Get a discount. See if they have lunch/dinner specials or use a site like Restaurant.com to get a deal on gift certificates. Sometimes you can get a $25 gift certificate for $10 or less!
    • Mix Appetizers. Sometimes you can get a good deal by having two appetizers.
    • Don’t be frugal with your tip. That should go without saying, but if you got good service, please tip accordingly.

    Your Thoughts

    How have you kept on your eating out budget? Any advice?

    Free Coffee at McDonalds on Mondays

    By: Green Panda | Date posted: July 13, 2009 (7:54 am)

    Good news for coffee drinkers!

    In case you haven’t heard, starting today, July 13 2009, McDonalds will be giving an iced McCafé mocha ( hot or iced ) to consumers every Monday from 7 a.m. to 7 p.m. The coffee deal’s last day is Aug. 3, 2009. I’m going to grab some coffee and save a little bit of cash.  My husband is probably going to take advantage of this deal as he LOVES coffee.

    Free coffee at McDonalds for the next few Mondays.

    Free coffee at McDonalds for the next few Mondays.

    How about you? Will you grab some of the free coffee?

    MSN Money includes some more details with their story on the coffee campaign:

    No purchase is necessary to get a 7-ounce iced mocha or an 8-ounce hot drink — both smaller than the 12-ounce “small” size on the menu. That’s because it’s all about the coffee at McDonald’s right now.

    Photo Credit: deryckh

    Eating Out on a Budget

    By: Green Panda | Date posted: May 08, 2009 (1:14 pm)

    It’s possible to live sensibly and still be on top of your finances. Eating out doesn’t have to break your budget.  Since we met each other in college, we learned some ways to have fun and cheap dates with eating out.

    Frugal Tips on Eating Out

    Here are some tips to maximize your meals:

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    • Dig to find local spots. We asked around and discovered a fantastic Cuban place in the area. Lunch specials (entrée and 2 sides) are $5.95 and dinner is $7.95. The portions are great and I usual have to have a to-go box.
    • Make a second meal on leftovers. Be conscious of portion sizes, as many restaurants serve a large amount. If salad is included with an dinner, then eat the entire salad before eating your entree. It fills you up and it’s generally good or you. Two meals for the price of one!
    • Get a discount online. See if they have lunch/dinner specials or use a site like Restaurant.com to get a deal on gift certificates. Sometimes you can get a $25 gift certificate for $10 or less!
    • Mix Appetizers. Sometimes you can get a good deal by having two appetizers.
    • Drink water. This is not a frugal tip, but more a health tip. Having water is a good thirst quencher and if the food is flavorful, it’s a nice complement. Water can also reduce your meal as some people confuse hunger for thirst.
    • Buying an Entertainment Book can save you some money if it includes restaurants you enjoy. We have gotten 50% some of our meals with the Buy One, Get One Free coupons.
    • Ask your friends and family to support you. Have an appetizer only night or agree to remind each other to stay on budget. It helps to involve your friends with your savings. It could also motivate them to watch their wallet.

    We use these tips, but after doing them for a bit, it’s become a habit. We have a budget for eating out and we try to stay within the budget.

    Caution: Do not be ‘frugal’ with the tip! Tips are a part of some one’s wages, so please be considerate. If you don’t have money to tip properly than you don’t have money to eat out.

    Your Thoughts on Eating Out with a Budget

    What do you do to save money when you go to eat out? Or do you set a budget, eat whatever you want,  and just stay within the limits?

    Photo Credit: kspoddar

    Brownbag Your Lunch and Save Money

    By: Green Panda | Date posted: March 30, 2009 (10:50 pm)

    I just started my new job and I have software training all this week. My new manager mentioned that bringing lunch in to save time and some money. Seeing as some of our goals include building the emergency fund up a few more months and have a house down payment ready this year, this new income will be used wisely. 

    I’m brown bagging my lunch to save money, have healthier food, and have a chance to chat with my co-workers. I enjoy eating out for work lunches, but eating out consistently and without a plan can take a drain your bank account. 

    Don't keep your brown bag lunch just sandwiches

    Don't keep your brown bag lunch just sandwiches

     

    Tips For Better Brown Bag Lunches

    • Upgrade your lunches by redirecting funds. Some people think that they have to cut their food spending to save money, but that’s a horrible idea. Look to spend money better ingredients. 
    • Use sandwich bags for portion control.  I noticed many snacks are now packaged in convenient single servings. Of course, you have to pay for this convenience. Grab a value size package of your favorite snacks and use a ziploc your portions. It’ll help your waist and wallet.
    • Try mixing it up. Consider packing some hummus dip the vegetables instead of just ranch. Turn your regular salad into a taco salad. 
    •  Pasta can be a great lunch. You can add some meat and cheese to have an easy to make and eat lunch. I had some shrimp pasta leftovers today.
    • Use fast food condiments: Next time you grab something from a fast food chain, grab a few more packets of your favorite condiments for your lunches. 

    Do you brown bag for lunch? What’s your favorite meal? What benefit have you found with making your lunch?

    Photo Credit:  46137  

    Saving Money on Your Groceries

    By: Green Panda | Date posted: March 25, 2009 (11:17 pm)

    You can save money when you buy groceries.

    You can save money when you buy groceries.

    I wanted to share again some ways to save money with grocery bills. While it is not exciting, getting the best foods for your money is a great for your lng term health and finances.

    How We Maximize Our Grocery Shopping

    Sit down and make a shopping list.

    This seems really elementary, but it is the most important step. Can’t figure how to make a good food list? Try working backwards. Think of the meals you like to have this month. Do you like spaghetti, chicken wings, or tacos? Break the meals down until you have a list of items. A shopping list also helps in keeping you from overspending.

    Use a price book.

    Many people think of price book and think it’s overly tedious and don’t think it’s time well spent.  It’s actually easy to start a price book and it can simplify your shopping trips and save you some money.

    Buy for the month (or longer).

    Our goal is to go a big grocery shop once a month. We’re not crazy about grocery shopping, so we try to make this as less painful as possible. We use Costco for our bulk items, like dry goods. Wal-Mart typically has the cheapest prices on some more perishable items. Occassionaly Target and Harris Teeter will have some items on sale and we stock up.

    Buy meat in bulk and freeze.

    We try to get a good amount of meat on sale, divide it up for sevral meal, and then freeze it. That tip drops the cost per pound down. When we get home, for example, I have broken down ground beef  into several bags for meatloaf, spaghetti, tacos, hamburger helper, etc.

    Take advantage of sales that you’d actually buy without the sale.

    Sometimes I want to buy something because it’s on sale. It’s not something that we use a lot or even at all. When you do that you’re not really saving money, you’re spending more. It’s not bad if you do this once a shopping trip if you want to expand your menu, but if you’re on a tight budget, try to minimize this.

    Making it yourself can save you money.

    We do grab a few prepackaged meals for when we’re time crunch, but otherwise we just cook it ourselves.

    Cut the junk food snacks down.

    Sometimes grabbing 5 cans of Pringles is a bit too much. Don’t completely stop getting them, just cut down. Your waist and wallet will be grateful.

    Eat leftovers.

    Some of the best food I ate was leftovers; pastas taste better the next day. Be reasonable, though, and don’t keep things in the fridge until they grow stuff. Be safe and eat it within the next 2 days. If not, dump it.

    Your Thoughts on Saving Money with Groceries

    Please feel free to leave your tips on how you save money with your grocery bills in the comments section. We can learn from one another.

    Photo Credit: iboy_daniel

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