September 2009: Financial Progress Update

in Goals

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We had a small and relaxing vacation early in September. Not having an internet connection or TV was a good thing and we got to recharge. I managed to get a lot of writing done and had sailing lesson. While I enjoyed it, I completely forgot almost every sailing term thrown at us.

Compared to the past few months, this month has been low key. I’m now ready to get out.  If the weather is good, we’re going out of town this weekend to visit a vineyard and take the tour.

Since you have an ideas of what we did with our free time, I guess I can jump to a review of our financial goals.

Our Financial Goals for 2009

  • Debt: We would like to pay off my car loan by March 31, 2009.Goal Met.
  • Debt: I’d like to reduce our expenses in September by 10%. Goal Met
  • Spending: We’re going to limit eating out $100 this month. Goal Met.
  • Savings: We want to have 3 months worth of expenses saved by December 31, 2009.Work in Progress
  • How We Did in September on Our Financial Goals

    Debt: We’ve been able to cut down expenses as we didn’t have the air conditioning as much as we did this summer.

    Spending: I was surprised how well we did with this. We didn’t mean to cut back; I think it’s now become a habit to think before we go and eat out. We had a couple of great dinners with some new and old friends.

    Savings: I’m getting my first paycheck next week from the temporary job and 80% is going to the joint savings account. Since it’s a short project, I want to be as aggressive as possible.

    Your Take

    How are you doing with your 2009 goals? Have you had some unexpected changes?

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    { 1 comment… read it below or add one }

    1 Lee October 8, 2009 at 10:49 am

    Congratulations on your goal progress! It feels great doesn’t it?

    My three goals for 2009 are get out of debt, work out a solid savings plan to look into a downpayment for a house, and (…) get divorced.

    Get out of debt is less than 2 months away from total completion. My savings plan is worked out completely – I just need to redirect debt payment to my savings instead, and the divorce may or may not be met before new year. Fingers crossed.

    A new reader! Took me a while to find you!

    Lee

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