Comments on: Lower Overdraft Fees from Some Banks http://www.greenpandatreehouse.com/2009/09/lower-overdraft-fees-from-some-banks/ Personal Finance for College Students and New Graduates Fri, 19 Mar 2010 17:04:33 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Green Panda http://www.greenpandatreehouse.com/2009/09/lower-overdraft-fees-from-some-banks/comment-page-1/#comment-40089 Green Panda Mon, 16 Nov 2009 13:31:58 +0000 http://www.greenpandatreehouse.com/?p=5869#comment-40089 There is a difference between balancing your check book and banks swamping a customer with overdraft fees over something beyond their control (an HR problem). I know that happens and some banks give customers a hard time getting their money back. If you've read the post, you'd notice that I commented that using bill pay can help some people avoid overdraft fees. I also commented that banks have the right to charge the fees, but customers also have the right to take their business elsewhere. Bank employee: It's not my job to fix your grammar mistake, but I'll help you. It's 'there', not 'their'. :) I should be not respond to comments without having coffee first. :) There is a difference between balancing your check book and banks swamping a customer with overdraft fees over something beyond their control (an HR problem). I know that happens and some banks give customers a hard time getting their money back.

If you’ve read the post, you’d notice that I commented that using bill pay can help some people avoid overdraft fees. I also commented that banks have the right to charge the fees, but customers also have the right to take their business elsewhere.

Bank employee:
It’s not my job to fix your grammar mistake, but I’ll help you. It’s ‘there’, not ‘their’. :)

I should be not respond to comments without having coffee first. :)

]]> By: A Bank Employee http://www.greenpandatreehouse.com/2009/09/lower-overdraft-fees-from-some-banks/comment-page-1/#comment-40057 A Bank Employee Sun, 15 Nov 2009 19:05:10 +0000 http://www.greenpandatreehouse.com/?p=5869#comment-40057 Maybe if people balanced their check books, they wouldn't overdraft their accounts. It is not the banks job to babysit customers accounts. In most cases if the overdraft is lower then the fee, it wont be assessed. If their is some sort of fraud the amount is returned. Maybe if people balanced their check books, they wouldn’t overdraft their accounts. It is not the banks job to babysit customers accounts. In most cases if the overdraft is lower then the fee, it wont be assessed. If their is some sort of fraud the amount is returned.

]]> By: Green Panda http://www.greenpandatreehouse.com/2009/09/lower-overdraft-fees-from-some-banks/comment-page-1/#comment-38412 Green Panda Wed, 30 Sep 2009 22:44:40 +0000 http://www.greenpandatreehouse.com/?p=5869#comment-38412 I've noticed some banks delay posting items, which can cause some problems. My old credit union would show the lower balance while a debit was getting cleared, but if it wasn't completed in 2 days, the balance would go back to the original amount even with the money out. Switching our joint bills has made the difference for us. The big issue was customer service at our old bank. I’ve noticed some banks delay posting items, which can cause some problems. My old credit union would show the lower balance while a debit was getting cleared, but if it wasn’t completed in 2 days, the balance would go back to the original amount even with the money out.

Switching our joint bills has made the difference for us. The big issue was customer service at our old bank.

]]> By: Craig http://www.greenpandatreehouse.com/2009/09/lower-overdraft-fees-from-some-banks/comment-page-1/#comment-38389 Craig Tue, 29 Sep 2009 14:46:01 +0000 http://www.greenpandatreehouse.com/?p=5869#comment-38389 This will be a nice way to protect some customers a bit better, but either way it should never come to this in the first place. This will be a nice way to protect some customers a bit better, but either way it should never come to this in the first place.

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