June 2009: Progress Update

in Goals

Wow, the year is halfway over! The last week in June has been an eventful month personally. The key word this month was hectic. The days flew by and I felt as if went by too quickly.

I’m finding personal finances coming into my life besides this site.Yesterday I helped my mom automate some of her bill payments during a visit and I talked about the pros and cons of bill pay and auto debit.  My friend was asking about the difference between Roth and traditional IRAs. A buddy asked about the deal we got on the tv this month.

It’s nice to chat with others and learn how they handle their finances and why.

Our Financial Goals for 2009

  • Debt: We would like to pay off my car loan by March 31, 2009. Goal Met.
  • Debt: I’d like to reduce our expenses in June by 10%. Not Met This Month.
  • Spending: We’re going to limit eating out $100 this month. Goal Met.
  • Savings: We want to have 6 months worth of expenses saved by July 31, 2009 . We also want to build our house fund. Not Met This Month.
  • Health: I want to lose 12 lbs by July 31, 2009. On track.

    • How We Did in May on Our Financial Goals

    Debt: Things were looking good until my VW’s check engine light came on. We had the catalytic converter replaced for my Jetta and that set us back $700.

    Spending: We grabbed Salsarita’s when we went to see Transformers 2 last month and we only went out one other time for dinner. We went to a pub, split a rib and briquette combo, and enjoyed some drinks. All in all, not bad.

    Savings: We dipped into the emergency fund to fix the car, so the emergency fund has to be replenished a bit.

    My blog income will be directed towards joint savings and personal expenses.

    Health: Man vs. Debt’s PF Blogger Weight Loss Challenge is still going on. I’m using the Lose it app to keep a food diary for this contest. It’s been eye opening so far, as I realize how easy I make unhealthy choices.

    By the way, check back tomorrow to see how the Alpha team is doing so far.

    How are you doing?

    Now that the year is halfway done, I’m asking all my personal finance bloggers to share their progress with their financial goals.

    How is everyone else doing with their 2009 goals? Have you had some unexpected changes?

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