Comments on: Financial Guru Review: Dave Ramsey http://www.greenpandatreehouse.com/2009/06/dave-ramsey-financial-guru-review/ Personal Finance for College Students and New Graduates Fri, 30 Jul 2010 15:52:15 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Sam http://www.greenpandatreehouse.com/2009/06/dave-ramsey-financial-guru-review/comment-page-1/#comment-44084 Sam Wed, 20 Jan 2010 01:18:43 +0000 http://www.greenpandatreehouse.com/?p=2472#comment-44084 I've read many blogs where many people slam Dave Ramsey's methodology on debt elimination and personal financing....and the majority of those up in arms about it seem to be insurance salesmen themselves. Here's the bottom line: Dave Ramsey's show largely focuses on those who are up to their eyebrows in debt. His idea behind complete elimination of credit card debt in my opinion is sound - why would I pay extra money to buy something with money that is not even mine? The reason most people are in debt now is because they have little grasp on the reality of using credit cards and the consequences of such; hence Dave's push to eliminate credit use altogether. As far as life finance planning post-debt, that should be your call. Sure Dave can suggest term life and what-not...but you have a brain, and some common sense. You should be encouraged to use the two and some basic math to figure out what will work best for you and your family (if you have one) and go for that route. I like Dave's debt elimination advice, and I listen to his show regularly. Does that mean that I will follow every exact advice he renders? absolutely not. It's like being on a highway - you take that road as far as you need to, and when you get to where you are going, there's the off-ramp. From there...it's up to you to get home. I’ve read many blogs where many people slam Dave Ramsey’s methodology on debt elimination and personal financing….and the majority of those up in arms about it seem to be insurance salesmen themselves. Here’s the bottom line: Dave Ramsey’s show largely focuses on those who are up to their eyebrows in debt. His idea behind complete elimination of credit card debt in my opinion is sound – why would I pay extra money to buy something with money that is not even mine? The reason most people are in debt now is because they have little grasp on the reality of using credit cards and the consequences of such; hence Dave’s push to eliminate credit use altogether. As far as life finance planning post-debt, that should be your call. Sure Dave can suggest term life and what-not…but you have a brain, and some common sense. You should be encouraged to use the two and some basic math to figure out what will work best for you and your family (if you have one) and go for that route.

I like Dave’s debt elimination advice, and I listen to his show regularly. Does that mean that I will follow every exact advice he renders? absolutely not. It’s like being on a highway – you take that road as far as you need to, and when you get to where you are going, there’s the off-ramp. From there…it’s up to you to get home.

]]> By: The Best GPT Posts of 2009 http://www.greenpandatreehouse.com/2009/06/dave-ramsey-financial-guru-review/comment-page-1/#comment-42773 The Best GPT Posts of 2009 Wed, 30 Dec 2009 13:31:02 +0000 http://www.greenpandatreehouse.com/?p=2472#comment-42773 [...] Financial Guru Review: Dave Ramsey [...] [...] Financial Guru Review: Dave Ramsey [...]

]]> By: In Good Times and Bad….. Book Review http://www.greenpandatreehouse.com/2009/06/dave-ramsey-financial-guru-review/comment-page-1/#comment-39766 In Good Times and Bad….. Book Review Tue, 10 Nov 2009 23:08:22 +0000 http://www.greenpandatreehouse.com/?p=2472#comment-39766 [...] your relationship. For many people, a fight about money isn’t really about the money. As Dave Ramsey likes the point out how personal finance is 80% personal. While we were growing up we were learning [...] [...] your relationship. For many people, a fight about money isn’t really about the money. As Dave Ramsey likes the point out how personal finance is 80% personal. While we were growing up we were learning [...]

]]> By: Four Pillars http://www.greenpandatreehouse.com/2009/06/dave-ramsey-financial-guru-review/comment-page-1/#comment-36579 Four Pillars Thu, 11 Jun 2009 23:48:37 +0000 http://www.greenpandatreehouse.com/?p=2472#comment-36579 Thanks for the link - I added a link back to this review as well. Mike Thanks for the link – I added a link back to this review as well.

Mike

]]> By: Financial Guru Review: David Bach http://www.greenpandatreehouse.com/2009/06/dave-ramsey-financial-guru-review/comment-page-1/#comment-36571 Financial Guru Review: David Bach Thu, 11 Jun 2009 12:43:44 +0000 http://www.greenpandatreehouse.com/?p=2472#comment-36571 [...] week, we look at Dave Ramsey and some of his thoughts on personal finance. This week, we’ll look at another financial guru [...] [...] week, we look at Dave Ramsey and some of his thoughts on personal finance. This week, we’ll look at another financial guru [...]

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