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	<title>Comments on: Negotiate with Credit Card Companies</title>
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	<link>http://www.greenpandatreehouse.com/2009/05/negotiate-with-credit-card-companies/</link>
	<description>Personal Finance for College Students and New Graduates</description>
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		<title>By: Mike</title>
		<link>http://www.greenpandatreehouse.com/2009/05/negotiate-with-credit-card-companies/comment-page-1/#comment-70089</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Thu, 02 Dec 2010 16:11:33 +0000</pubDate>
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		<description>@Junk Debt Collectors,
Credit cards can help building your credit history and indeed help you with getting a mortgage. Banks have to rely on your capacity and ability to pay out some debts and loans. If you have none, they might refuse you, no matter how good of a person you can be! So credit card debt is one thing, not use them is another...</description>
		<content:encoded><![CDATA[<p>@Junk Debt Collectors,<br />
Credit cards can help building your credit history and indeed help you with getting a <a href="http://www.greenpandatreehouse.com/2009/09/mortgages-and-interest-rates/" >mortgage</a>. Banks have to rely on your capacity and ability to pay out some debts and loans. If you have none, they might refuse you, no matter how good of a person you can be! So <a href="http://www.greenpandatreehouse.com/2009/05/negotiate-with-credit-card-companies/" >credit card debt</a> is one thing, not use them is another&#8230;
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		<title>By: Junk Debt Collectors</title>
		<link>http://www.greenpandatreehouse.com/2009/05/negotiate-with-credit-card-companies/comment-page-1/#comment-70052</link>
		<dc:creator>Junk Debt Collectors</dc:creator>
		<pubDate>Wed, 01 Dec 2010 22:40:05 +0000</pubDate>
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		<description>I feel what&#039;s best is simply just to quit using your credit cards.  When you cut up your credit cards,  you&#039;re much more likely to save yourself from acquiring credit card debt.  But I don&#039;t use credit cards, may i still get a home loan? Can you help?</description>
		<content:encoded><![CDATA[<p>I feel what&#8217;s best is simply just to quit using your credit cards.  When you cut up your credit cards,  you&#8217;re much more likely to save yourself from acquiring <a href="http://www.greenpandatreehouse.com/2009/05/negotiate-with-credit-card-companies/" >credit card debt</a>.  But I don&#8217;t use credit cards, may i still get a home loan? Can you help?</p>
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		<title>By: Debt Repayment Strategies : Real-Time Finance</title>
		<link>http://www.greenpandatreehouse.com/2009/05/negotiate-with-credit-card-companies/comment-page-1/#comment-55897</link>
		<dc:creator>Debt Repayment Strategies : Real-Time Finance</dc:creator>
		<pubDate>Fri, 28 May 2010 22:30:09 +0000</pubDate>
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		<description>[...] only works &#102;&#111;&#114; a limited time. This &#105;&#115; &#102;&#111;&#114; people with credit card debt with high &#105;&#110;&#116;&#101;&#114;&#101;&#115;&#116; rate. &#098;&#121; flipping [...]</description>
		<content:encoded><![CDATA[<p>[...] only works &#102;&#111;&#114; a limited time. This &#105;&#115; &#102;&#111;&#114; people with <a href="http://www.greenpandatreehouse.com/2009/05/negotiate-with-credit-card-companies/" >credit card debt</a> with high &#105;&#110;&#116;&#101;&#114;&#101;&#115;&#116; rate. &#98;&#121; flipping [...]</p>
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		<title>By: Help a Reader: Raising Credit Score</title>
		<link>http://www.greenpandatreehouse.com/2009/05/negotiate-with-credit-card-companies/comment-page-1/#comment-38610</link>
		<dc:creator>Help a Reader: Raising Credit Score</dc:creator>
		<pubDate>Wed, 14 Oct 2009 11:29:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.greenpandatreehouse.com/?p=2072#comment-38610</guid>
		<description>[...] many credit cards at the same time, as it can have an adverse effect. You can also pay down your credit card debt and improve the debt/available credit [...]</description>
		<content:encoded><![CDATA[<p>[...] many credit cards at the same time, as it can have an adverse effect. You can also pay down your credit card debt and improve the debt/available credit [...]</p>
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		<title>By: Green Panda</title>
		<link>http://www.greenpandatreehouse.com/2009/05/negotiate-with-credit-card-companies/comment-page-1/#comment-35715</link>
		<dc:creator>Green Panda</dc:creator>
		<pubDate>Wed, 13 May 2009 21:13:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.greenpandatreehouse.com/?p=2072#comment-35715</guid>
		<description>Good points Craig! 
Not getting into debt should be a goal for everyone. If you do have debt, getting out and staying out should be a goal.</description>
		<content:encoded><![CDATA[<p>Good points Craig!<br />
Not getting into debt should be a goal for everyone. If you do have debt, getting out and staying out should be a goal.</p>
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