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April 2009: Progress Update

By: Green Panda | Date posted: May 01, 2009 (5:38 pm) | Write a Comment (3 Comments)

 

Our Financial Goals for 2009

  • Debt: We would like to pay off my car loan by March 31, 2009. Goal Met. I’d like to reduce our expenses in April by 10%.  Not Met This Month.
  • Spending: We’re going to limit eating out for dinner to twice a month. Met This Month.
  • Frugal: My husband would like to bring his lunch to work at least three times a week. Not Met This Month.
  • Savings: We want to have 6 months worth of expenses in the joint account by July 31, 2009 , in addition to building our house fund. On track.

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    How We Did in April

    Debt: While we didn’t cut our expenses by 10% this month, we did manage to keep our introductory deal on cable and internet with Time Warner Cable for another year and avoided the rate hike. It pays to negotiate your bills once in awhile.

    Spending: We really stayed indoors and didn’t go and eat out. It hasn’t really bothered us. 

    Frugal: ……. maybe I shouldn’t include this goal as it’s still not happening….ehhh…maybe next month we’ll have a different update

    Savings: I’m receiving my paychecks with my new job and so far about 30-40% of my net pay has been socked away in savings. 

    I’m anticipating our entertainment bill to be higher than normal in May with 3 movies coming out that we want to see. I guess it makes up for the fact we haven’t seen a movie since December. 

    How is everyone else doing with their 2009 goals? Have you had some unexpected changes?

    Photo Credit: Georgio

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    3 Comments
    1. Comment by MoneyEnergy — May 1, 2009 @ 6:07 pm

      Still working away at them, I’m trying to contribute to each of my DRIPs and also get dividend income per month up past $100 (very close now). Also trying to get organic blog income up past $100/month (just did this). On losing weight and spending less though, I’m a bit behind…!

    2. Comment by Green Panda — May 2, 2009 @ 8:24 am

      @MoneyEnergy: Thanks for sharing how you’re doing with your goals. I’m going to work harder this month on reducing our bills.

    3. Comment by Jackie — May 2, 2009 @ 10:32 pm

      I think I did okay this month…
      http://twinjackienurse.blogspot.com/2009/05/financial-review-for-may.html

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