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	<title>Comments on: Two Ways To Wisely Spend Your Tax Refund</title>
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	<description>Personal Finance for College Students and New Graduates</description>
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		<title>By: Ray</title>
		<link>http://www.greenpandatreehouse.com/2009/04/tax-refund-wise-uses/comment-page-1/#comment-36715</link>
		<dc:creator>Ray</dc:creator>
		<pubDate>Tue, 16 Jun 2009 20:45:29 +0000</pubDate>
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		<description>We used our our tax refund to pay for some part of the wedding and some new housing expenses.</description>
		<content:encoded><![CDATA[<p>We used our our tax refund to pay for some part of the wedding and some new housing expenses.</p>
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		<title>By: Carlton Forbes &#187; Tax Day</title>
		<link>http://www.greenpandatreehouse.com/2009/04/tax-refund-wise-uses/comment-page-1/#comment-34990</link>
		<dc:creator>Carlton Forbes &#187; Tax Day</dc:creator>
		<pubDate>Thu, 16 Apr 2009 02:00:13 +0000</pubDate>
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		<description>[...] would be cause for celebration, but with post-college life rapidly approaching I did the boring smart thing and quickly transferred it to my savings. My goal is to build-up a nice cushion fund (aka emergency [...]</description>
		<content:encoded><![CDATA[<p>[...] would be cause for celebration, but with post-<a href="http://www.greenpandatreehouse.com/2009/09/find-best-community-colleges-for-you/" >college</a> life rapidly approaching I did the boring smart thing and quickly transferred it to my savings. My goal is to build-up a nice cushion fund (aka emergency [...]</p>
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		<title>By: Jim Leigh</title>
		<link>http://www.greenpandatreehouse.com/2009/04/tax-refund-wise-uses/comment-page-1/#comment-34830</link>
		<dc:creator>Jim Leigh</dc:creator>
		<pubDate>Fri, 10 Apr 2009 14:27:32 +0000</pubDate>
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		<description>I paid down my credit card debt and added to my savings for my house.  I know most people consider this free money, but you should really make it work for you.  Help yourself out and pay down some debt!  Also, by buying a house this year, we will be getting the $8,000 tax credit.  It just so happens that we have $8,000 left to pay on our car.  So, if you think of it, an $8,000 &#039;investment&#039; will be freeing up about $270 a month! ($3240 a year) for the next three years.  Pretty cool...</description>
		<content:encoded><![CDATA[<p>I paid down my <a href="http://www.greenpandatreehouse.com/2009/05/negotiate-with-credit-card-companies/" >credit card debt</a> and added to my savings for my house.  I know most people consider this free money, but you should really make it work for you.  Help yourself out and pay down some debt!  Also, by buying a house this year, we will be getting the $8,000 tax credit.  It just so happens that we have $8,000 left to pay on our car.  So, if you think of it, an $8,000 &#8216;investment&#8217; will be freeing up about $270 a month! ($3240 a year) for the next three years.  Pretty cool&#8230;</p>
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		<title>By: Green Panda</title>
		<link>http://www.greenpandatreehouse.com/2009/04/tax-refund-wise-uses/comment-page-1/#comment-34827</link>
		<dc:creator>Green Panda</dc:creator>
		<pubDate>Fri, 10 Apr 2009 11:46:49 +0000</pubDate>
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		<description>@Baker: Wow, sounds exciting. Send some pictures!

@Craig: Having an IRA started is a great idea. If you decide on mutual funds, make sure the expense ratios are low.</description>
		<content:encoded><![CDATA[<p>@Baker: Wow, sounds exciting. Send some pictures!</p>
<p>@Craig: Having an IRA started is a great idea. If you decide on mutual funds, make sure the expense ratios are low.</p>
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		<title>By: Craig</title>
		<link>http://www.greenpandatreehouse.com/2009/04/tax-refund-wise-uses/comment-page-1/#comment-34810</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Thu, 09 Apr 2009 17:29:16 +0000</pubDate>
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		<description>I am currently figuring out what to do with my refund when it comes, which should be about $1400.  I am young, have no debt, or other financial responsibilities other than myself.  Have some savings going and a small vacation fund set up.  I do not have an IRA and am thinking about setting one up and putting all the money into it.</description>
		<content:encoded><![CDATA[<p>I am currently figuring out what to do with my refund when it comes, which should be about $1400.  I am young, have no debt, or other financial responsibilities other than myself.  Have some savings going and a small vacation fund set up.  I do not have an IRA and am thinking about setting one up and putting all the money into it.</p>
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