March 2009: Progress Update

I was reviewing how we did in March and I noticed that a few goals have to be modified. We’ve been working on everything and even though we have met two goals this month, we’re happy with what we did. 

Our Financial Goals for 2009

How We Did in March

Debt: We reached our goal! Both are cars are paid for and we were planning on using the car payment for the joint savings account but it go redirected toward our cat’s vet visits this month.  I’m going to set another goal in place of this accomished goal. I’d like to reduce our expenses next monthby 10%. 

Spending: We’re not too alarmed as ths month we celebrated my husband’s parents’ 30th anniversary. We expected to pay more than usual, so we’re not stressed out. We’re just going to stick to the plan in April. 

Frugal: He has been taking his lunch to work occassionally. I think he should modify his goal for twice a week, but it’s his decision. 

Savings: I won’t receive my first paycheck from my new job until April 15th. With the second income, we’re going to ramp up on saving. I’m going to update the savings goal and have July 31, 2009 as  to finish topping off our emergency fund. 

Three months down, nine left to go. I’m hoping to reach our savings goal sooner rather later. If you have any suggestions to help us reach our goals, please share. 

How is everyone else doing with their 2009 goals? Have you had some unexpected changes?

Photo Credit: Georgio

• February 2009: Progress Update   Photo Credit: jurvetson I just woke up and I was happy to see some snow. It's a few inches and it's a lovely blanket of white.  By 7:15am our area had 40 accidents n the area. I hope people have a great day and try to drive safely. It's the......
• Our Rough Draft Plans for a Tax Refund       I just got my W-2 this week and I'm excited as I'm expecting a refund this year. My husband hasn't gotten his yet, so we're just playing the waiting game. I hope I entered the data right; it would be horrible to have to pay taxes and......

• How we paid down our debt and saved money at the same time..it can be done! I have been reading a lot of posts at different financial websites lately about the trouble people are having paying off their credit card debt while trying to save a little extra money for themselves. First of all, anyone doing their best to pay off credit card should be commended,......
• Tipping the Scales: 8 lbs. Lost this Week I DID IT!! I reached my goal of 8 lbs lost this week. I was so happy to have done it. Happy enough to be eating some Italian sausages for dinner as a reward. Last week was a rough one, but I got it done. I haven't had a high......