Comments on: Joint Banking, Budgets, and Savings

By: The Best GPT Posts of 2009

The Best GPT Posts of 2009 — Wed, 30 Dec 2009 13:30:17 +0000

[...] Joint Banking, Budgets, and Savings [...]

By: Blue Panda

Blue Panda — Mon, 04 May 2009 17:55:53 +0000

@Alan,
As Green Panda said, the money flows from our individual, brick and mortar accounts to our joint online accounts. So the leftover money in our accounts is more or less guilt-free individual spending money.

For example: With the bills and savings accounted for in another account, I know how much I have left if there’s something I want to buy at any given point in time. And we don’t have to consult with each other as much when pulling from our individual accounts as we would with the joint accounts.

But the line is pretty blurry; we use our individual accounts on each other all the time.

By: Matt Jabs

Matt Jabs — Sat, 02 May 2009 03:01:09 +0000

@MoneyEnergy

I banked brick & mortar for 15 years now & never found a way to completely avoid fees, so I switched to ING and haven’t had a fee since.

By: MoneyEnergy

MoneyEnergy — Fri, 01 May 2009 22:02:53 +0000

I need to learn how to not pay any “account fees” at my own brick and mortar banks. Best I can get it seems is the “student plan” for about $4/month. Would love to hear tips on not paying checking/savings account fees!

By: April 2009: Progress Update

April 2009: Progress Update — Fri, 01 May 2009 21:40:16 +0000

[...] Savings: I’m receiving my paychecks with my new job and so far about 30-40% of my net pay has been socked away in savings. [...]