Carnival of Personal Finance#196: Music Edition

Welcome to the Carnival of Personal Finance!  I wanted to showcase some independent musicians in this week’s carnival. I think it fits the energy and tone of the personal finance posts, most of which were optimistically practical. 

While some people are completely stressed out and panicked over this economy, there are things that we can learn and do to help ourselves and others. The posts shown below cover huge array of topics in personal finance and I’m pretty sure that something will be of use to you. 

Editor’s Choice:

All these posts offered useful information and some have a great perspective on their finances. 

• Pimp Your Finances presents Are Savers Dooming the Economy? NO!!! He argues that savers are good for the economy.
• Bargaineering has a guide on How To Buy Checks Online.
• When getting a referral, Who Do You Trust? Four Pillars shares his experience.
• Watch out for 7 ways companies are cutting back this year! Gather Little By Little reports.
• Prime Time Money shows you how to Save More Money: Automate and Separate Your Savings.
• Living Almost Large asks Are student loans bad?

If you enjoy a mix of electronica and classic  music, try out S.A.M. He has four songs available for free download.

Money Management

• Money Progress presents Sacrificing Time to Make Money.
• The Passive Dad wonders if Monopoly Taught You Anything About Managing Money?
• Darwin’s Finance stresses on Net Present Value and Why You Should Use it in Everyday Life.
• Is it the end of personal financial responsibility? Christian Financial Help gives some solutions to take responsibility.
• The Financial Blogger believes We are nothing but slaves in the rat race.
• Report on the Status of 401k Plans has 401k Planning’s review.
• A Frugal Fast to See What You Can Live Without is offered at Pecuniarities.
• American Consumer News has Five Ways to Argue Less About Money.
• Feel bad? Today Is The Perfect Day To Start Learning From Past Mistakes argues Let’s Blog Money.
• What’s Your Financial Priority? asks Bret Frohlich.
• Studenomics warns you not to Be Childish With Your Finances.
• My Wealth Builder warns that Retirement Plans – 2009 will be a year of financial adjustments.

If you’re looking for some folk or jam music, try  Sol Driven Train. Many different styles, full of energy; if you want something fun, this is your band.

Economy

• The Law of Diminishing Marginal Utility and Debt Repayment is explained at My Journey to Millions.
  
• SimplyForties asks Brother, Can You Spare a Dime?
• Quantitative Easing-What it is and how it can help recovery is answered at Financial Highway.
• Sound Money Matters express the frustraion of media reports in That Makes Me Stabby: Averaging Figures Across the U.S.
• Simple Prosperity: Finding the Sweet Spot is a wonderful interview at  Millionaire Mommy Next Door.
• Uncommon Cents tackles the topic on How Lower Interest Rates are Supposed to Help the Economy
• The Strump wants to know How Do You Handle Economic Stress?

Want a talented musican that is their own band? Look at Bellefast.

Budgeting

• Personal Finance Software Reviews Mint Online.
• Looking for Tools to Track Your Budget? My Findependence Day has some reviews.
• Using Adult Allowance can help you to Cut Back on Expenses as Fiscal Fizzle shows.
• Passive Family Income suggests Start a Rainy Day Fund for Stocking Up.
• Mighty Bargain Hunter suggests Make your kids buy some of the groceries

The Lost Satellites is a fantastic band that cover the different nuances of rock. I have to support VA bands!

Finance

• Moolanomy discusses, counterpoints, and reviews Dave Ramsey’s Baby Steps.
• When Does a Depression Become A Recession? Weakonomist defines the criteria.
• If you want to brush up on your personal finance, My Dollar Plan  has Personal Finance A to Z.
• What’s Really Worth Something In Your Net Worth? asks The Credit Toolbox.
• Slow Money: Countercultural Thinker May Have Something…Or Not is a discussion on Funny About Money.
• Tithe or No Tithe. What’s The Big Deal? Harvesting Dollars wonders about the motivation.

Investing

• Fine-Tuned Finances does A Comparison of No-Risk Investment Options.
• Dividend Growth Investor  offers some No Risk Stock Market Investing.
• ABCs of Investing explains Consumer Price Index (CPI) and why it’s important.
• What Fueled the Rally? The Wild Investor discusses it.
• Speak Stocks has the 9 Golden Rules of Share Trading.
• Dividends Value has a collection of Warren Buffett Quotes.
• Investing School discusses some S&P 500 Dividend Aristocrats.
• The Intelligent Speculator looks at the media’s viewpoint of short sellers with the question, Is the Devil playing the market?
• The Digerati Life talks about Lending Club Investment Performance, Loan Returns: Should You Invest Via Direct Lending?
• Modern Gal has Confessions of an Indexer.
• Greener Pastures  notices that Ford CEO Takes Compensation Cut. But are the Vehicles Any Better?
• Sun Financial prepares and shares with What I Checked Before Buying Loans from Lending Club.
• Tough Money Love gives some advice in How to Probe for a Market Bottom.

Russell Huie has some wonderful music ranging from the modern folk of Hum and Cobweb’s rock.

Saving

• Secrets For Money shares Lean and Green: Why You Buy Less Using Cash
• Carrie On The Cheap tells How She Stopped Paying For Prescriptions and Co-Pays
• How to Save Money on Prescription Drugs has some tips from Save Some Bucks.
• Growing Money has a wonderful post on How They Cut Down On Food Expenses.
• How Did My Health Savings Account (HSA) Perform Last Year? Think Your Way To Wealth does a self-examination.
• Pet Insurance: This Might Sound Crazy but… Personal Finance Analyst shares how you can take car of your pet.
• Is Saving 8 to 12 Months Expenses Even Possible or Practical asks Free From Broke.

Frugality

• Financial Nut finds out Redbox Vs Blockbuster Video – Which Is A Better Cheap Date?
• Breakfast, Lunch, And Dinner For Under $6 and Healthy? Great tips over at Amateur Asset Allocator.
• Free Money Finance asks about taking it too far with saving money in Extreme Frugality: Car Edition.
• FruGal talks about What She should have expected from her Ikea chest of drawers.
• No Need To Give Up On The “American Dream”, Chief Financial Officer offers some encouragement.

Credit/Debt

• Leave Debt Behind talks about How Does Debt Consolidation Works
• Wondering how you got in this mess? The Dollar Roller explains in 10 Lies that Got You (and Keep You) in Credit Card Debt.
• Five Good Things You Can Do With Your Credit Card is given by CreditCardAssist.
• Apply for Credit shows you  How to Dispute Charges on Your Credit Cards.
• Taking Charge reports that Kanye West and others sing the blues about credit cards.
• The Smarter Wallet tells, why No Credit History? Here’s Why Building Credit Is Important.
• Things You Need to Know About a Bank Credit Card, a good post by Debt Freedom Fighter.
• Reversing Fraudulant Charges and Paying Your Mortgage Instead of Your Credit Card, great tips by Ask Mr. Credit Card.

Real Estate

• The Personal Finance Playbook gives a way to value potential investment with Price to Rent Ratios.
• Searchlight Crusade explains why you can’t always trust Online Real Estate Photographs.
• Beyond Paycheck to Paycheck wants to know Is it time to buy a home yet where you live?
• M is for Money asks you Are you Ready to be a Homeowner?

Taxes

• File Your Taxes Free Online. Find out at Destroy Debt.
• The Happy Rocks gives you 6 Reasons You Should Hire A Certified Public Accountant(CPA) To Do Your Taxes.
• Money Smart Life has orgainzed Tax Software & Tax Forms for Your Tax Return.

Career

• My Life ROI asks a question on many people’s minds now, Is Now a Good Time for a Startup?
• Suburban Dollar tells you What NOT to do in an Interview.
• MoneyNing explains How a Taoist Would Deal with the Recession. He includes some great tips on coping with change.
• Good Financial Cents gives 5 Ways to Survive a Layoff
• How Do People Handle Several Different Jobs? Your Money Relationship wonders.
•  Beyond the Paper: How Your Digital Imprint Affects Employment has some tips for job hunters at My Money Minute.

 

 

Twitter Contest

Winner receives the following Prizes:

• $25 donation in your name for a donorschoose.org project of your choice.
• Free blog optimization report from Blogthority

To Participate:

• Send a Tweet with “Carnival of Personal Finance: Music Edition is up! http://bit.ly/TJrdK #gpt Please RT! “
• 1 entry per account
• Winner with be drawn using @tweetaways. Winner will be drawn on Wednesday, March 18, 2009 at 10:pm EST.

I hope you can join!

 

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