Welcome to the Carnival of Personal Finance! I wanted to showcase some independent musicians in this week’s carnival. I think it fits the energy and tone of the personal finance posts, most of which were optimistically practical.
While some people are completely stressed out and panicked over this economy, there are things that we can learn and do to help ourselves and others. The posts shown below cover huge array of topics in personal finance and I’m pretty sure that something will be of use to you.
Editor’s Choice:
All these posts offered useful information and some have a great perspective on their finances.
- Pimp Your Finances presents Are Savers Dooming the Economy? NO!!! He argues that savers are good for the economy.
- Bargaineering has a guide on How To Buy Checks Online.
- When getting a referral, Who Do You Trust? Four Pillars shares his experience.
- Watch out for 7 ways companies are cutting back this year! Gather Little By Little reports.
- Prime Time Money shows you how to Save More Money: Automate and Separate Your Savings.
- Living Almost Large asks Are student loans bad?
If you enjoy a mix of electronica and classic music, try out S.A.M. He has four songs available for free download. 
Money Management
- Money Progress presents Sacrificing Time to Make Money.
- The Passive Dad wonders if Monopoly Taught You Anything About Managing Money?
- Darwin’s Finance stresses on Net Present Value and Why You Should Use it in Everyday Life.
- Is it the end of personal financial responsibility? Christian Financial Help gives some solutions to take responsibility.
- The Financial Blogger believes We are nothing but slaves in the rat race.
- Report on the Status of 401k Plans has 401k Planning’s review.
- A Frugal Fast to See What You Can Live Without is offered at Pecuniarities.
- American Consumer News has Five Ways to Argue Less About Money.
- Feel bad? Today Is The Perfect Day To Start Learning From Past Mistakes argues Let’s Blog Money.
- What’s Your Financial Priority? asks Bret Frohlich.
- Studenomics warns you not to Be Childish With Your Finances.
- My Wealth Builder warns that Retirement Plans – 2009 will be a year of financial adjustments.
If you’re looking for some folk or jam music, try Sol Driven Train. Many different styles, full of energy; if you want something fun, this is your band. 
Economy
- The Law of Diminishing Marginal Utility and Debt Repayment is explained at My Journey to Millions.
- SimplyForties asks Brother, Can You Spare a Dime?
- Quantitative Easing-What it is and how it can help recovery is answered at Financial Highway.
- Sound Money Matters express the frustraion of media reports in That Makes Me Stabby: Averaging Figures Across the U.S.
- Simple Prosperity: Finding the Sweet Spot is a wonderful interview at Millionaire Mommy Next Door.
- Uncommon Cents tackles the topic on How Lower Interest Rates are Supposed to Help the Economy
- The Strump wants to know How Do You Handle Economic Stress?
Want a talented musican that is their own band? Look at Bellefast.
Budgeting
- Personal Finance Software Reviews Mint Online.
- Looking for Tools to Track Your Budget? My Findependence Day has some reviews.
- Using Adult Allowance can help you to Cut Back on Expenses as Fiscal Fizzle shows.
- Passive Family Income suggests Start a Rainy Day Fund for Stocking Up.
- Mighty Bargain Hunter suggests Make your kids buy some of the groceries
The Lost Satellites is a fantastic band that cover the different nuances of rock. I have to support VA bands!
Finance
- Moolanomy discusses, counterpoints, and reviews Dave Ramsey’s Baby Steps.
- When Does a Depression Become A Recession? Weakonomist defines the criteria.
- If you want to brush up on your personal finance, My Dollar Plan has Personal Finance A to Z.
- What’s Really Worth Something In Your Net Worth? asks The Credit Toolbox.
- Slow Money: Countercultural Thinker May Have Something…Or Not is a discussion on Funny About Money.
- Tithe or No Tithe. What’s The Big Deal? Harvesting Dollars wonders about the motivation.
Investing
- Fine-Tuned Finances does A Comparison of No-Risk Investment Options.
- Dividend Growth Investor offers some No Risk Stock Market Investing.
- ABCs of Investing explains Consumer Price Index (CPI) and why it’s important.
- What Fueled the Rally? The Wild Investor discusses it.
- Speak Stocks has the 9 Golden Rules of Share Trading.
- Dividends Value has a collection of Warren Buffett Quotes.
- Investing School discusses some S&P 500 Dividend Aristocrats.
- The Intelligent Speculator looks at the media’s viewpoint of short sellers with the question, Is the Devil playing the market?
- The Digerati Life talks about Lending Club Investment Performance, Loan Returns: Should You Invest Via Direct Lending?
- Modern Gal has Confessions of an Indexer.
- Greener Pastures notices that Ford CEO Takes Compensation Cut. But are the Vehicles Any Better?
- Sun Financial prepares and shares with What I Checked Before Buying Loans from Lending Club.
- Tough Money Love gives some advice in How to Probe for a Market Bottom.
Russell Huie has some wonderful music ranging from the modern folk of Hum and Cobweb’s rock. 
Saving
- Secrets For Money shares Lean and Green: Why You Buy Less Using Cash
- Carrie On The Cheap tells How She Stopped Paying For Prescriptions and Co-Pays
- How to Save Money on Prescription Drugs has some tips from Save Some Bucks.
- Growing Money has a wonderful post on How They Cut Down On Food Expenses.
- How Did My Health Savings Account (HSA) Perform Last Year? Think Your Way To Wealth does a self-examination.
- Pet Insurance: This Might Sound Crazy but… Personal Finance Analyst shares how you can take car of your pet.
- Is Saving 8 to 12 Months Expenses Even Possible or Practical asks Free From Broke.
Frugality
- Financial Nut finds out Redbox Vs Blockbuster Video – Which Is A Better Cheap Date?
- Breakfast, Lunch, And Dinner For Under $6 and Healthy? Great tips over at Amateur Asset Allocator.
- Free Money Finance asks about taking it too far with saving money in Extreme Frugality: Car Edition.
- FruGal talks about What She should have expected from her Ikea chest of drawers.
- No Need To Give Up On The “American Dream”, Chief Financial Officer offers some encouragement.
Credit/Debt
- Leave Debt Behind talks about How Does Debt Consolidation Works
- Wondering how you got in this mess? The Dollar Roller explains in 10 Lies that Got You (and Keep You) in Credit Card Debt.
- Five Good Things You Can Do With Your Credit Card is given by CreditCardAssist.
- Apply for Credit shows you How to Dispute Charges on Your Credit Cards.
- Taking Charge reports that Kanye West and others sing the blues about credit cards.
- The Smarter Wallet tells, why No Credit History? Here’s Why Building Credit Is Important.
- Things You Need to Know About a Bank Credit Card, a good post by Debt Freedom Fighter.
- Reversing Fraudulant Charges and Paying Your Mortgage Instead of Your Credit Card, great tips by Ask Mr. Credit Card.
Real Estate
- The Personal Finance Playbook gives a way to value potential investment with Price to Rent Ratios.
- Searchlight Crusade explains why you can’t always trust Online Real Estate Photographs.
- Beyond Paycheck to Paycheck wants to know Is it time to buy a home yet where you live?
- M is for Money asks you Are you Ready to be a Homeowner?
Taxes
- File Your Taxes Free Online. Find out at Destroy Debt.
- The Happy Rocks gives you 6 Reasons You Should Hire A Certified Public Accountant(CPA) To Do Your Taxes.
- Money Smart Life has orgainzed Tax Software & Tax Forms for Your Tax Return.
Career
- My Life ROI asks a question on many people’s minds now, Is Now a Good Time for a Startup?
- Suburban Dollar tells you What NOT to do in an Interview.
- MoneyNing explains How a Taoist Would Deal with the Recession. He includes some great tips on coping with change.
- Good Financial Cents gives 5 Ways to Survive a Layoff
- How Do People Handle Several Different Jobs? Your Money Relationship wonders.
- Beyond the Paper: How Your Digital Imprint Affects Employment has some tips for job hunters at My Money Minute.
Twitter Contest
Winner receives the following Prizes:
- $25 donation in your name for a donorschoose.org project of your choice.
- Free blog optimization report from Blogthority
To Participate:
- Send a Tweet with “Carnival of Personal Finance: Music Edition is up! http://bit.ly/TJrdK #gpt Please RT! “
- 1 entry per account
- Winner with be drawn using @tweetaways. Winner will be drawn on Wednesday, March 18, 2009 at 10:pm EST.
I hope you can join!
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Thanks so much for the link!
Thanks for including my post this week. Looks like there are some incredible posts this week from the carnival. Great job hosting!
Great job hosting and thanks for the editor’s choice!!
Thanks for hosting and including my post (on the Frugal Fast)!
Cheers,
P
Great job on the carnival!
Thank you for hosting and including my article!
[...] I encourage you to also take a moment to head over to the Carnival of Personal Finance at Green Panda Treehouse. She has a cool music theme [...]
»crosslinked«
Thanks for all of the hard work you put into hosting!
Thanks for hosting and picking my article!
[...] March 16, 2009 by carrieonthecheap Check out my article - How I Stopped Paying for Prescriptions and Co-Pays - in this week’s Carnival of Personal Finance #196. [...]
Thanks so much for including my article!
Thanks for picking my article for this carnival. I appreciate the hard work and effort that you have put in this.
[...] This post is featured at The Carnival of Personal Finance at Green Panda Treehouse http://www.greenpandatreehouse.com/2009/03/carnival-of-personal-finance196-music-edition/ [...]
Great job, Laura. Nice music too!
Thanks for all the hard work GP!
Thank you for inclusion into the carnival & the hard work that went into it.
Thanks for hosting the Carnival!
[...] Green Panda Treehouse is hosting the latest edition of the Carnival of Personal Finance! This 196th week of the Carnival features music from independent musicians [...]
Great carnival!
Thanks for the inclusion. You did a great job!
Tweeted, Stumbled & Dugg. This is a huge carnival. Thanks for hosting!
[...] Also, the Carnival of Personal Finance. [...]
[...] bob posted a noteworthy aricle today onHere’s a small snippetDarwin’s Finance stresses on Net Present Value and Why You Should Use it in Everyday Life. Is it the end of personal financial responsibility? Christian Financial Help gives some solutions to take responsibility. … [...]
Thanks for hosting this week and including my Warren Buffett quotes.
Best Wishes,
D4L
[...] BoxIf you haven’t already, be sure to check out the Carnival of Personal Finance over at Green Panda Treehouse. They have chosen to do a indie music theme, so check out the tunes as well… I am listening [...]
[...] post has been featured in the 196th Carnival of Personal Finance at Green Panda Treehouse! New visitors may be interested in reading my recent post on how to feel good about saving [...]
Wow, great Carnival this week. Thanks for the inclusion.
People are loving the “Putting the Net Present Value” calcs to good use in everyday life, so I’m glad I could share. The applications are endless!
Glad to see the garageband site was useful… I love that site but have so little time to peruse it.
[...] Check out the carnival at Green Panda Treehouse - Carnival of Personal Finance#196: Music Edition [...]
[...] post was featured on the Carnival of Personal Finance. There are lots of great articles from many of the best personal fianance bloggers. Check it [...]
[...] Glad you agree. For more interesting personal finance articles, check out this week’s Carnival of Personal Finance, where I found David’s article as the first editor’s pick (I obviously agreed.) [...]
Good work – thanks for the editor’s choice.
Mike
Thanks for hosting the carnival, and especially for picking mine as an editor’s pick!
Also, I love the music theme (music is one of my biggest passions). I think it’s great that you’re helping feature independent artists.
Keep up the good work!
PS – I’ll link back to the carnival later this week…I normally do a post Saturday for carnivals.
Great list as usual. I still don’t believe we are heading towards a depression but everybody wants to write about it.
Thanks for the fantastic carnival on personal finance..
[...] of Personal Finance #196: Music Edition – (Mar. 16, 2009) Start a Rainy Day Fund for Stocking Up – hosted by Green Panda [...]
Great job on the carnival. I like the added music.
Thanks!
Thanks for hosting this week and including my post.
[...] Carnival over at Focus Organic. We were also included in The Carnival of Personal Finance over at Green Panda Treehouse. Check them [...]
[...] A big thanks goes out to Green Panda Treehouse, a blog about “Personal Finance for College Students and New Graduates,” who included my Mint Review as part of the Carnival of Personal Finance #196. [...]
[...] of Fame March 17, 2009 Green Panda Treehouse hosts this week’s Carnival of Personal Finance, where Funny’s rumination on the “Slow Money” idea appears. I enjoyed Pimp Your [...]
[...] Carnival of Personal Finance [...]
[...] Carnival of Personal Finance [...]
[...] Green Panda Threehouse hosted the 196th Carnival Of Personal Finance [...]
[...] of Personal Finance – Green Panda Treehouse hosted the Carnival of Personal Finance#196: Music Edition where my article: 7 ways companies are cutting back this year! was an Editor’s [...]
[...] 196th Carnival of Personal Finance – Editor’s Pick – Are Student Loans Bad? [...]
[...] Tools To Track Your Budget made it into Carnival of Personal Finance#196: Music Edition over at Green Panda Treehouse [...]
[...] And a few carnivals… Debt Reduction, Personal Finance [...]
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[...] Carnival of Personal Finance [...]
[...] some additional things to read, visit this week’s Carnival of Personal Finance and the Money Hacks Carnival (where my article was an editor’s [...]
[...] Carnival of Personal Finance More on this topic (What's this?) Blue Nile – Diamonds are NOT Forever… (ZachStocks, 12/1/08) Blue Nile, Inc. (NILE) – Still Dangerous (ZachStocks, 6/21/08) Read more on Blue Nile at Wikinvest If you liked this article, you might want to sign up for my FULL RSS FEEDS. Then, you will get my daily posts in your email and can read them at any time. To subscribe CLICK HERE [...]
Thank you very much for including my article. Excellent carnival!
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Introducing Pecuniary Associates & Interesting Reads From Fellow Personal Finance Bloggers #17…
Personal finance and frugal living articles that I found interesting or useful, blog carnivals and a new personal finance blogging network.
……
[...] Panda Treehouse hosted the Carnival of Personal Finance and included my article Is Now A Good Time For A [...]
[...] The Carnival of Personal Finance was hosted here. Lots of wonderful articles and musicians were included. [...]
[...] Green Panda Treehouse hosted Carnival of Personal Finance#196: Music Edition [...]
[...] Green Panda Treehouse hosted Carnival of Personal Finance#196: Music Edition [...]
[...] Carnival of Personal Finance#196: [...]
[...] Carnival of Personal Finance#196: Music Edition @ Green Panda Tree House [...]
[...] Thanks to Green Panda of *gasp* Green Panda Treehouse for featuring my post Breakfast, Lunch, And Dinner For Under $6 in this week’s carnival of personal finance. [...]
[...] Panda Treehouse hosted the Carnival of Personal Finance #196 a couple of weeks ago, and included my article “How Did My Health Savings Account Perform [...]
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[...] roll, please) Personal Finance, Debt Reduction (Mon) Festival of Frugality (Tues) The Money Hacks Carnival (Wed) The New 1st [...]
Thanks for the mention. Nice green theme. I’m also green. =)
[...] Personal Finance – Green Panda [...]
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Best of the Week from all over: AIG Outrage Edition…
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[...] to Green Panda Treehouse for including this in the Carnival of Personal [...]
[...] article was featured in the Carnival of Personal Finance at Green Panda Treehouse, and Carnival of Twenty Something Finances at Pimp Your [...]