Comments on: Joint Accounts: How We Budget Deposits and Withdrawls http://www.greenpandatreehouse.com/2008/09/joint-accounts-how-we-budget-deposits-and-withdrawls/ Personal Finance for College Students and New Graduates Fri, 19 Mar 2010 16:47:30 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Best Money Posts of the Year | Money Smart Life http://www.greenpandatreehouse.com/2008/09/joint-accounts-how-we-budget-deposits-and-withdrawls/comment-page-1/#comment-33555 Best Money Posts of the Year | Money Smart Life Wed, 31 Dec 2008 12:48:12 +0000 http://www.greenpandatreehouse.com/?p=656#comment-33555 [...] Panda Treehouse - Joint Accounts: How We Budget Deposits and Withdrawls, Green Panda [...] [...] Panda Treehouse – Joint Accounts: How We Budget Deposits and Withdrawls, Green Panda [...]

]]> By: December 2008: Progress Update — Green Panda Treehouse http://www.greenpandatreehouse.com/2008/09/joint-accounts-how-we-budget-deposits-and-withdrawls/comment-page-1/#comment-31708 December 2008: Progress Update — Green Panda Treehouse Mon, 08 Dec 2008 14:00:30 +0000 http://www.greenpandatreehouse.com/?p=656#comment-31708 [...]  Joint Accounts: How We Budget Deposits and Withdrawls  [...] [...]  Joint Accounts: How We Budget Deposits and Withdrawls  [...]

]]> By: November 2008: Progress Update — Green Panda Treehouse http://www.greenpandatreehouse.com/2008/09/joint-accounts-how-we-budget-deposits-and-withdrawls/comment-page-1/#comment-11318 November 2008: Progress Update — Green Panda Treehouse Mon, 03 Nov 2008 13:23:38 +0000 http://www.greenpandatreehouse.com/?p=656#comment-11318 [...] Joint Accounts: How We Budget Deposits and Withdrawls * A September Post [...] [...] Joint Accounts: How We Budget Deposits and Withdrawls * A September Post [...]

]]> By: Green Panda http://www.greenpandatreehouse.com/2008/09/joint-accounts-how-we-budget-deposits-and-withdrawls/comment-page-1/#comment-5467 Green Panda Sat, 11 Oct 2008 00:24:03 +0000 http://www.greenpandatreehouse.com/?p=656#comment-5467 @slinky: I'm glad you two do have a master plan together. It helps to be on the same page with joint finances. @slinky: I’m glad you two do have a master plan together. It helps to be on the same page with joint finances.

]]> By: Slinky http://www.greenpandatreehouse.com/2008/09/joint-accounts-how-we-budget-deposits-and-withdrawls/comment-page-1/#comment-5464 Slinky Fri, 10 Oct 2008 22:22:11 +0000 http://www.greenpandatreehouse.com/?p=656#comment-5464 We split everything 50/50. Our incomes are actually within 5% of each other now that I've graduated. Prior to that we operated on a pretty simple system. I paid half of whatever I could afford to, and he paid everything else. We do not have a joint account, so we use a simple spreadsheet to keep track of joint expenses, which keeps transferring money down to once or twice a month. We also have a 'Master plan' spreadsheet that is used to keep track of goal progress and planning. This makes a lot of sense to me, because most day to day expenses are personal, so we track them individually. Other things like saving for a house or a new tv we work together on since they are joint goals. We split everything 50/50. Our incomes are actually within 5% of each other now that I’ve graduated. Prior to that we operated on a pretty simple system. I paid half of whatever I could afford to, and he paid everything else. We do not have a joint account, so we use a simple spreadsheet to keep track of joint expenses, which keeps transferring money down to once or twice a month. We also have a ‘Master plan’ spreadsheet that is used to keep track of goal progress and planning.

This makes a lot of sense to me, because most day to day expenses are personal, so we track them individually. Other things like saving for a house or a new tv we work together on since they are joint goals.

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