0 % Interest Credit Cards

It’s been a busy weekend and I had to catch up on some things. I’m back and I decided to finish my to do list from long ago, which included looking up 0% interest (on balance transfers) credit cards.

A lower interest rate will help you save a little money. These no interest cards are for a limited time.  If you decide to use these, use them wisely.

Be aggressive in paying down your credit cards. The 0% interest is for balance transfers (except the last one which is f purchases ad balance transfers). Please use the card just for the balance transfers. Don’t make purchases, they are listed to help your debt payments go towards the principal.

This may seem odd, but if you don’t have a huge amount of debt, you may be better off by just aggressively paying off your debt on your current card.

Changing your behavior with credit cards isn’t going to be fixed with a low or no interest credit card. It’s just a way to stop some hemorrhaging of money.

Update: Jan. 8,2008 – The following cards have been discontinued: 

• Advanta Platinum BusinessCard with Rewards
• The Kiva BusinessCard
• Advanta Platinum with Rewards Customized BusinessCard

Advanta Platinum BusinessCard

MasterCard
0% APR for 12 Months for Balance Transfers & Purchases

• Credit Cards: Understanding the Fine Print Credit cards are a part of our American culture. I carry some cash in my wallet, but use my debit card(use ‘credit’ feature to avoid transactions fees) for most of my purchases. My brother had a great introductory offer with this credit card, but now the interest rate jump to 26.74%.......
• Financial Guru Review: David Bach Last week, we look at Dave Ramsey and some of his thoughts on personal finance. This week, we'll look at another financial guru David Bach. Bach is mainly known for his Automatic Millionaire book and coining the phrase 'latte factor'. He's written six bestsellers with over 4 million copies.  David......

• Consumers to Banks: Take this Card and Shove it Consumers are unhappy with their banks. No surprise there. What is remarkable is the tangible way in which they are expressing their unhappiness. Credit card debt declined 13.1% in August. This was the 11th straight month of decline, an all-time record. What is even more surprising (and pleasing for Mr.......
• Credit Card Arbitrage Not Worth the Risk Credit card arbitrage is not a new phenomenon, but one that I never really understood until I began writing about personal finances. I started stumbling across others who have made a good amount of money using 0% balance transfer offers from credit cards to fund high-interest savings accounts. A few......