It’s a slow day at work and I had a chance to catch up on some interesting articles on the web. After checking out Yahoo’s list of new necessities, here are the ones that I regularly use.

• Daily Latte: I don’t get lattes, but I usually get breakfast 2-3 week outside. It does add up and the food isn’t all that. (Sorry BK French toast sticks.) $8-12/week or $416-624/week
• 2^nd Car: We have two cars that we use for work, errands, and so forth. We are actually trying to reduce car usage. I don’t see us getting rid of a car, but I would like to help the environment and our pocketbook by walking more and finding a bicycle to use. $3,000 year for fuel/insurance/maintenance
• Cell Phone: I think we could save money by downgrading our plan. We have more than enough minutes. It is costing us $110/month with taxes including for the both of us. We also use Skype as a ‘home’ line and that’s only $3/month.

The others on the list either don’t apply to us (we rent and have no children) or we’re frugal and do our own cat grooming. How about you? What are some new necessities that you use on a regular basis?

I don’t know about you, but slow days kill me. It’s only 11:14am and I’m bored to death. I offered some of my co-workers my help and one has taken me up on my offer. I don’t want to announce I’m doing well because sometimes low value projects get thrown on the to-do list. So my reward for working effectively and efficiently is to get work that someone else was supposed to do but couldn’t due to taking long breaks and chatting on the phone? No thanks…..

Be Sociable, Share!

• 

• Build a Doable Budget in 2 Weeks Making a budget that saves money and still gives you room to breathe is not impossible. If you can follow the next seven steps then you can improve your finances within a month. How To Budget Easily Track what you spend in two weeks. It's hard to cut back......
• His, Mine, and Ours: How We Pay Our Bills and Budget Recently I wrote about our rough draft plans for our tax refund. I got some nice feedback and some interesting thoughts on it. The post also sparked another conversation between my husband and I. I decided to share some information about how our accounts are set up and the......

• How I Find the Highest Paying Dividend Stocks Whether you believe that dividend investing is one of best forms of passive income or not, it's certainly one of the most reliable ways to boost your ROI over the long haul and in a sideways market. So not surprisingly, one of the questions I've been getting on a regular......
• Knotty Pine Resort and Marina, Lake Almanor, CA Knotty Pine Resort and Marina is located on Lake Almanor Phone: 530.596.3348 Average Water Depth: Lake Almanor's levels can change with the seasons and conditions. We recommend calling ahead for the current levels before you arrive. Marine Stand by Channel: At this time, the marina does not monitor any channels.......