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	<title>Comments on: Reduce and Eliminate ATM Fees</title>
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	<link>http://www.greenpandatreehouse.com/2008/02/reduce-and-eliminate-atm-fees/</link>
	<description>Personal Finance for College Students and New Graduates</description>
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		<title>By: 2008’s Best Of Green Panda Treehouse &#8212; Green Panda Treehouse</title>
		<link>http://www.greenpandatreehouse.com/2008/02/reduce-and-eliminate-atm-fees/comment-page-1/#comment-33260</link>
		<dc:creator>2008’s Best Of Green Panda Treehouse &#8212; Green Panda Treehouse</dc:creator>
		<pubDate>Wed, 24 Dec 2008 09:04:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.greenpandatreehouse.com/2008/02/19/reduce-and-eliminate-atm-fees/#comment-33260</guid>
		<description>[...] Reduce and Eliminate ATM Fees [...]</description>
		<content:encoded><![CDATA[<p>[...] Reduce and Eliminate <a href="http://www.greenpandatreehouse.com/2009/01/use-allpoint-atms-to-reduce-and-eliminate-atm-fees/" >ATM Fees</a> [...]</p>
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		<title>By: How To Rent in a Nice Neighborhood &#124; Green Panda Treehouse</title>
		<link>http://www.greenpandatreehouse.com/2008/02/reduce-and-eliminate-atm-fees/comment-page-1/#comment-2319</link>
		<dc:creator>How To Rent in a Nice Neighborhood &#124; Green Panda Treehouse</dc:creator>
		<pubDate>Thu, 15 May 2008 16:55:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.greenpandatreehouse.com/2008/02/19/reduce-and-eliminate-atm-fees/#comment-2319</guid>
		<description>[...] Look to see if your bank is located nearby. (This might not be an issue if you&#8217;re considering changing your bank.) With banks charging $3 for out of network users, this is something to seriously consider. I wrote some tips on how to cut down the ATM fees. [...]</description>
		<content:encoded><![CDATA[<p>[...] Look to see if your bank is located nearby. (This might not be an issue if you&#8217;re considering changing your bank.) With banks charging $3 for out of network users, this is something to seriously consider. I wrote some tips on how to cut down the <a href="http://www.greenpandatreehouse.com/2009/01/use-allpoint-atms-to-reduce-and-eliminate-atm-fees/" >ATM fees</a>. [...]</p>
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		<title>By: Green Panda</title>
		<link>http://www.greenpandatreehouse.com/2008/02/reduce-and-eliminate-atm-fees/comment-page-1/#comment-1448</link>
		<dc:creator>Green Panda</dc:creator>
		<pubDate>Tue, 04 Mar 2008 20:14:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.greenpandatreehouse.com/2008/02/19/reduce-and-eliminate-atm-fees/#comment-1448</guid>
		<description>There&#039;s a right way to use ATM where you don&#039;t incur heavy fees. Blue Panda pointed out how he does it. For some people, though, ATM are money suckers. Thanks Jeff for sharing your thoughts and thanks Blue for sharing your method.</description>
		<content:encoded><![CDATA[<p>There&#8217;s a right way to use ATM where you don&#8217;t incur heavy fees. Blue Panda pointed out how he does it. For some people, though, ATM are money suckers. Thanks Jeff for sharing your thoughts and thanks Blue for sharing your method.</p>
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		<title>By: Blue Panda</title>
		<link>http://www.greenpandatreehouse.com/2008/02/reduce-and-eliminate-atm-fees/comment-page-1/#comment-1446</link>
		<dc:creator>Blue Panda</dc:creator>
		<pubDate>Tue, 04 Mar 2008 16:22:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.greenpandatreehouse.com/2008/02/19/reduce-and-eliminate-atm-fees/#comment-1446</guid>
		<description>I use my ATM card to withdraw from the bank&#039;s ATM, which is much quicker than going inside to make a withdrawal and has no fee. I also use the &quot;check card&quot; feature to make purchases where credit cards are accepted where I would otherwise write a check or it would be inconvenient to carry cash, such as shopping or eating out.

Of course, I know roughly how much money I have in my personal account (bills and savings have already been moved into other accounts) and what I want my minimum balance to be, so I don&#039;t have to worry about fees, overdrafting, or going over budget. It&#039;s safe, but it doesn&#039;t build credit.</description>
		<content:encoded><![CDATA[<p>I use my ATM card to withdraw from the bank&#8217;s ATM, which is much quicker than going inside to make a withdrawal and has no fee. I also use the &#8220;check card&#8221; feature to make purchases where credit cards are accepted where I would otherwise write a check or it would be inconvenient to carry cash, such as shopping or eating out.</p>
<p>Of course, I know roughly how much money I have in my personal account (bills and savings have already been moved into other accounts) and what I want my minimum balance to be, so I don&#8217;t have to worry about fees, overdrafting, or going over <a href="http://www.greenpandatreehouse.com/2008/01/build-a-doable-budget-in-2-weeks/" >budget</a>. It&#8217;s safe, but it doesn&#8217;t build credit.</p>
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		<title>By: Jeff</title>
		<link>http://www.greenpandatreehouse.com/2008/02/reduce-and-eliminate-atm-fees/comment-page-1/#comment-1423</link>
		<dc:creator>Jeff</dc:creator>
		<pubDate>Sat, 01 Mar 2008 05:19:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.greenpandatreehouse.com/2008/02/19/reduce-and-eliminate-atm-fees/#comment-1423</guid>
		<description>I say, dont use a ATM card. Those cards are money traps. Instead opt only for a free checking account, to withdraw money. If you know that you will be going to an event, or activity; make sure you take enough money. I see ATM&#039;s and those cards only as a money trap for makes to rake in revenue, and for criminals to fraud you, with countless schemes.</description>
		<content:encoded><![CDATA[<p>I say, dont use a ATM card. Those cards are money traps. Instead opt only for a <a href="http://www.greenpandatreehouse.com/2009/03/checking-account-save-money/" >free checking account</a>, to withdraw money. If you know that you will be going to an event, or activity; make sure you take enough money. I see ATM&#8217;s and those cards only as a money trap for makes to rake in revenue, and for criminals to fraud you, with countless schemes.</p>
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