Comments on: Health Insurance in College http://www.greenpandatreehouse.com/2008/01/health-insurance-in-college/ Personal Finance for College Students and New Graduates Fri, 30 Jul 2010 15:52:15 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: admin http://www.greenpandatreehouse.com/2008/01/health-insurance-in-college/comment-page-1/#comment-770 admin Thu, 03 Jan 2008 21:04:31 +0000 http://www.greenpandatreehouse.com/2008/01/03/health-insurance-in-college/#comment-770 Great job on getting the discount.I never had any dental work done by my university, but I did go to the clinic. I found that they were 20% the cost of a normal doctor's office. Great job on getting the discount.I never had any dental work done by my university, but I did go to the clinic. I found that they were 20% the cost of a normal doctor’s office.

]]> By: Lynnae @ beingfrugal.net http://www.greenpandatreehouse.com/2008/01/health-insurance-in-college/comment-page-1/#comment-767 Lynnae @ beingfrugal.net Thu, 03 Jan 2008 18:38:54 +0000 http://www.greenpandatreehouse.com/2008/01/03/health-insurance-in-college/#comment-767 I used the University's reduced health insurance plan when I was in college. All visits to the on-campus clinics were paid for, and I had my wisdom teeth pulled at a greatly reduced rate too. I used the University’s reduced health insurance plan when I was in college. All visits to the on-campus clinics were paid for, and I had my wisdom teeth pulled at a greatly reduced rate too.

]]> By: admin http://www.greenpandatreehouse.com/2008/01/health-insurance-in-college/comment-page-1/#comment-764 admin Thu, 03 Jan 2008 17:42:02 +0000 http://www.greenpandatreehouse.com/2008/01/03/health-insurance-in-college/#comment-764 Thanks Randall! I didn't even consider that. I had a short term plan for a bit. I'm now on my husband's plan, which helps out enormously. Thanks Randall! I didn’t even consider that. I had a short term plan for a bit. I’m now on my husband’s plan, which helps out enormously.

]]> By: Randall http://www.greenpandatreehouse.com/2008/01/health-insurance-in-college/comment-page-1/#comment-763 Randall Thu, 03 Jan 2008 16:28:45 +0000 http://www.greenpandatreehouse.com/2008/01/03/health-insurance-in-college/#comment-763 Might not necessarily be possible for the college student, but there's a lot of high-deductible plans that are VERY low cost. If you can get on one of those and your parents could contribute to the associated Health Savings Account (on your behalf, to cover the yearly deductible), you could kill two birds with one stone. Get coverage, AND start an investment plan. Since most college-age people are fairly healthy, the major use of health insurance is for accidents. Having the High Deductible account and the HSA covers that, and allows the student to start EARLY on a medical investment at the same time. The only drawback would be paying out of pocket for either 1) routine small medical expenses (check-ups, etc). 2) recurring prescription drugs. Might not necessarily be possible for the college student, but there’s a lot of high-deductible plans that are VERY low cost. If you can get on one of those and your parents could contribute to the associated Health Savings Account (on your behalf, to cover the yearly deductible), you could kill two birds with one stone. Get coverage, AND start an investment plan.

Since most college-age people are fairly healthy, the major use of health insurance is for accidents. Having the High Deductible account and the HSA covers that, and allows the student to start EARLY on a medical investment at the same time.

The only drawback would be paying out of pocket for either 1) routine small medical expenses (check-ups, etc). 2) recurring prescription drugs.

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