Green Panda Treehouse

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!

It’s August 1 and I have only 3 weeks before I start my final semester. Yea! It’s also time to put up my monthly review. It was painful to look at this month, but sometimes you have to just stare the monster down.

July 2007

Income  
 1046.82 
  
Expenses
Bank Fees         29.75 
Car                    235 
Household         54.31 
Joint                 360 
Pet                         7.09 
Transcript          20 
7-11                    57.63 
Savings              40 
Doctor                75 
Gasoline          114.49 
Credit Card      25.9 
                         1019.17 
 

Ok,  let’s review the month piece by piece.

Bank Fees: My credit Union charges 75 cents for every debit transaction that I use.  That’s very frustrating.  I bounced a check (forgot about the 75 cent charges) and that dinged me really bad.

Household: Just the basics of cleaning supplies and what not. I expect this to be smaller next month.

Joint: We have individual account and then we have our ‘family’ bills like rent, groceries, etc. We calculated the amount as based on how many hours we work, we put a percentage into the joint account.

Pet: My cat needs to eat.

Transcript: My university was missing some test scores that I need to graduate, so I went ahead and paid for the transcript.

7-11: A load of unecessary stuff like coffee, snacks, and magazines. I’m most upset with myself on this expense.

Credit Card: Iam happy with the account becaus ethat means that my balance on that is still $0.

Summary: If I cut out 7-11 and just use credit on my credit union card, then I would’ve had $87.38 more to keep in my checking account.

Goals for August:

1. Stop buying magazines from stores. Just read it online.

2. Use my credit union card wisely. I’ll keep better track of my finances, so I would need to use the debit feature.

3. Drink the coffee in the breakroom. Sure it doesn’t have the international flavors, but it’s free.